San Diego North County Fireplace Safety Tip
March 8, 2012 by Gary Harmon · Leave a Comment
Every time I do a home inspection, the inspector always finds the same thing. People have installed gas logs in a wood burning fireplace, but have not installed a damper clamp. A fireplace damper safety clamp is a necessary devise for all San Diego North County homes if you have gas logs. It is easy […]
Internet Marketing Gains Top Spot in North County Home Sales
November 1, 2011 by Gary Harmon · Leave a Comment
87% of All San Diego Home Buyers Start on the Internet The National Association of Realtors say that over 87% of all buyers start on the Internet. Therefore, if you are a San Diego North County seller, you should select your real estate agent based on how well your agent can market your San Diego North County home on […]
Housing Affordability Index – Why Buy Now?
May 3, 2011 by Gary Harmon · Leave a Comment
The Housing Affordability Index reached a record high of 192.3 for February, 2011. Two contributing factors to the Index are the price adjustments homes have experienced in recent years combined with the unusually low mortgage rates make this an outstanding opportunity for North County home buyers who can qualify. Before the housing bubble burst in […]
Home Warranty – Who Does it Benefit?
April 2, 2011 by Gary Harmon · Leave a Comment
Home Buyers Protection By covering major home systems and appliances, a Home Protection Plan can help make buying or selling a San Diego North County home a more rewarding experience. See reasons below photo. San Diego Home buyers benefit: Coverage for unexpected repair or replacement costs of many of your North County home’s major systems […]
The Time to Buy a San Diego North County Home is Now
April 1, 2011 by Gary Harmon · Leave a Comment
The San Diego housing downturn will reverse itself one day, will you have missed out? While economists and consumers may be uncertain when the bottom will come, there are growing signs that it’s already here or extremely close. The best time to buy a home is now — and here’s why. It’s hard to tell […]
How Long Does a Foreclosure Affect Your Credit?
February 27, 2011 by Gary Harmon · Leave a Comment
I am constantly asked how long does a foreclosure affect your credit. What can I do to get my credit back and buy a San Diego North County home? The article below deals with foreclosures and a “notice of foreclosure.” Having a foreclosure is not the death knell to your credit score, but it does make […]
Buying a San Diego North County Homes – Secret One
January 15, 2011 by Gary Harmon · Leave a Comment
Get “Pre-Approved” – Not “Pre-Qualified!” Do you want to get the best San Diego North County home you can for the least amount of money? Then make sure you are in the strongest negotiating position possible. Price is only one element in the negotiations, and not necessarily the most important one. Often other terms, such […]
California Title Company – The Binder
November 10, 2010 by Gary Harmon · Leave a Comment
Sell With a Binder to Insure a Sale The buyer of a San Diego North County home who anticipates reselling it within 2-3 years can save a significant amount in title charges by purchasing a binder from California Title Company. A binder is a temporary contract in which California Title Company agrees to issue a […]
Improve and Protect Your Credit Score
September 6, 2010 by Gary Harmon · Leave a Comment
Whether you are an over 55 senior looking at Ocean Hills Country Club homes are a first time home buyer just hoping to get a start, you should do everything they can to improve your FICO credit scores. Why, because credit scores can mean the difference between a 4.25% and a 5.25% home mortgage rate. […]
